Insurance – buying power means savings for groups
Requested by, and loved by our members, we started the Bulk Insurance Scheme in 2010. We have been able to find huge savings (about $12000) each year on insurance for well over 100 participating groups.
Standard policies provide public liability cover to $20 million and personal accident cover $100,000 Death and Capital Benefits with a weekly benefit of $750.
All policies start 1 April and groups must register their interest by the first of March each year, preferably along with their annual membership renewal (Memberships expire on the 31st of January each year).
Read more about insuring a group here:
Here is the Policy Wording and Coverage Summary from last year. This is subject to change every year as the policy is renewed every year on the 1st of April.
How much will the insurance cost?
It will vary each year, but in 2018 the cost was $130 for groups of 10 members or less and $390 for groups over 10. Not bad eh!
Even better, there are no out-of-pocket costs for the insurance. Payment for your insurance is taken directly out of the Landcare Assistance Program (LAP) funds generously provided by the Tasmanian Government to Landcare Tasmania. Of course, if your group feels they do not need support to cover the costs of their insurance, please call our office and payment can be arranged.
Any grant money remaining after purchasing insurance is distributed evenly among groups who apply for the LAP Grant at the time of Membership Renewal (a simple tick box on the online form). This helps with other small running costs of your group.
How do I register my group for the scheme?
If you are a new group, or if you decide mid-year that you would like to join the insurance scheme, please contact us by calling our office (03) 6234 7117.
Do I have to register each year?
Yes you will need to re-register each year. You will need to tick the check box on the annual membership renewal form in the Member's Toolbox to continue to insure your group each year. You will also need to have a current membership.
Is my insurance cover continuous?
Yes, we submit the list of groups to the insurer in March each year, and we pay the insurance so there is no disruption to coverage.
How will my group know they are insured?
Once Landcare Tasmania has paid the insurance premium on your behalf, a Certificate of Placement will be emailed to you (or posted if you request this).
Can I get a higher level of coverage?
Yes, it is possible to get a higher level however, there will be an extra cost for this service.
What if I need to make a claim?
It's important to let us know as soon as possible by phone or email. We will send you the claim forms and forward them on to the insurer.
What are the main restrictions?
- This insurance does not apply to certain excluded activities including shooting or baiting of animals, clearing or maintenance of fire breaks, and/or scuba diving. If you undertake any of these activities please contact us immediately so we can review your cover accordingly.
- Cover does not apply to the operation of chainsaws unless the user has completed a certified
'operate and maintain chainsaws' course.
- Cover does not apply to an event or excursion which exceeds one day in duration or 500 attendees.
In this situation please contact us so we can arrange the necessary cover on your behalf, at an additional cost.
- PLEASE READ the full policy disclosure to make sure this policy is right for your group